Tools to Help Creatives and Other Self-Employed Individuals Plan for a Sound Financial Future
Much of the retirement advice you hear is of the “start saving early” and “take advantage of your employer match” variety. However, those things may not be possible for everyone. Many small companies and startups don’t offer a 401(k) or similar retirement savings plan, and those who are self-employed or independent contractors are entirely responsible for their own benefits, retirement planning vehicles included.
If you’re in this boat, don’t despair. While the path toward a financially sound retirement may not be as obvious for you, your options might even be better. We’ll review several below.